If you are a responsible person who can keep the expenses in check but you would like to get some extra flexibility regarding your finances as well as ensure that all transactions are safer, then you should definitely sign up for one or more credit cards at your local bank.
Cash backs and signup bonuses
By signing up for one such card, you can get bonuses which can be anywhere from 50 to 250 or more dollars. While that won’t exactly change your financial situation, receiving money instead of spending is always a good thing. Then you also get cash backs with almost every purchase you make, and depending on the card, the issuing bank and the retailer, you might get cash backs between 1 and 5 percent, which over time can amount to a lot.
Points and flyer miles
If you fly by plane on a constant basis, then you should know that paying with credit cards might be a great idea. Many airline companies offer bonuses which are called frequent-flyer miles. What they do is they give you a free mile for every 1 or two dollars you spend. So if you have a dozen or more flights per month, you could easily add up one or even two bonus trips. You also get points when using your credit, points you can use to claim gift cards or purchase specific items.
Increased safety with credit cards
Everyone knows that it is much safer to pay with this card than with cash or debit card. Cash is easily lost, and if stolen you lose it forever. A card with credit is tough to use by a thief, especially since companies these days perform thorough checks for fraud. All electronic payments are also much safer since they go though many protocols. With such a card, you also run a much lower risk of getting a bounced transaction.
Getting insurance when you least expect it
While you might not know this, on many occasions buying with your card gets you increased customer protection as well as warranty for products. In many cases, you also get automatically insured if you rent a car, for example, or book a trip.
Don’t miss out on all the bonuses, safety features and other goodies provided by credit cards - sign up for one or several card types available at your local bank and enjoy these benefits.
Who was Calico Jack? Calico Rackam Jack was an English pirate captain, famous and infamous for his operations in the waters around Cuba and in the Bahamas in the first half of the 19th century. His name, in fact, was John Rackam, but he was given the nickname Calico because he usually wore lose fitting clothes made from calico, a textile woven from unbleached and not fully processed cotton.
Deeds That Made Him Famous
Calico Rackam Jack was one of the pirates of the era now known as “the Golden Age of Pirates”, the period between 1650 and 1730. He is remembered for two things, mainly: he was the mastermind and the designer of the pirate flag we all know from movies and history books, the flag with the skull and the two crossed swords and he was the pirate that had two female crew members, Mary Read and Anne Bony, the latter being not only a famous lady pirate, but Rackam's lover, too.
Very little is known about Rackam's early life. He first appears in 1718 as the crew member of another famous pirate, Charles Vane. Later on, he replaced Vane in the captaincy of the pirate ship, taking his place after having initiated a vote that declared him a coward. The vote was initiated to evaluate the results and circumstances of an event that occurred a few months before. After having robbed several ships, Vane's ship encountered a French man-o-war about two times its size. Seeing the size of the ship, Vane ordered his men to withdraw, but Calico contradicted him, saying that the French carried a lot of riches and they could capture the ship, too. Even though only 15 men out of 90 agreed with Vane, they fled the French ship. A few months later, Rackam confronted Vane regarding his decision and took his place as pirate captain.
As a pirate captain, Calico Rackam Jack became well-known for his bravery as well as for his resourceful way of conducting his men and his ships.
The proclamation that declared Rackam a pirate was issued in 1720 by the Governor of the Bahamas. One of the most famous pirate hunters of the times, Jonathan Barnet started the immediate pursuit of the pirate. He found Calico's ship on anchor in Jamaica, with the heavily drunk captain on board. Calico and his team were captured, tried, convicted and hanged in November, 1720.
Calico Rackam Jack remains in public memory, being featured in many of today's artistic creations, his skeleton even appearing in The Pirates of the Caribbean – he is a legendary pirate who continues to inspire film makers and writers.
It doesn`t get much more comfortable in the world of beds than an adjustable bed. There are plenty of health benefits to having an adjustable bed frame as well as comfort based ones. Adjustable beds are very good for your back for example. They let you shape how your bed is to take stress off certain areas of your body. If you have trouble getting to sleep or you find yourself waking up uncomfortable and even in pain you should consider getting one. They can be a little costly but when you consider all the tech that can go in to some of them, the price tag ends up being very reasonable.
The Imperial Opulence Bed is one such adjustable bed. It is a five-fold adjustable bed where the mattress is integrated in to the design. That means that it has five “joints” if you will; five points at which the bed can move. Typically an adjustable bed has folds at the knees, back, and head. It also means you don`t have to mess about dealing with a mattress.
All of the features of the bed can be controlled directly from an easy to use handset that has six buttons on it. Just press the buttons according to how you want the bed to fold and away you go. The bed is pretty large too and has a 13 inch base with 2 inch castors. Unfortunately the large headboard is an addon and not part of the bed. If you wanted a cheaper headboard it wouldn`t be too difficult to find one though. It`s not like the headboard is as adjustable and you need a special one. You just need one that`s the right size to fit.
As well as being designed for comfort the mattress is actually sensitive to temperature. While you`re sleeping it can, and will, automatically adjust to your body. It contours to make you stay in one place and it really helps cut down on how much you can toss and turn in the night. Thanks to that you`ll get a better night`s sleep than you ever have before and wake up feeling refreshed and alert, ready to start your day.
The bed is the size of a double bed and is essentially two single beds that can be joined together to form one large base, but with two adjustable mattresses. Think of it like a recliner sofa where each part of the sofa can be reclined individually. So if you`re sharing your bed with a partner you can each adjust your side of the bed how you want without bothering the other person.
As well as being designed to be simple and user friendly the bed also complies with all electrical and upholstery regulations set out by both the European and British fire safety standards. The bed and mattress are decently fire resistant and the electric isn’t likely to short out and malfunction. You can trust the bed to be very safe for use as well as very comfortable.
You probably heard about coenzyme q10 many times by now and that’s because this is quite a popular ingredient that is used extensively by the beauty industry amongst many others. So what is it? Well, coq10 is a vitamin like substance that is not only soluble in fat, but is also present in all the cells of your body and works together with many essential enzymes in your system to produce energy. Coenzyme q10 has been praised many times by now for not only improving overall health, but also for helping treat or improve a wide range of conditions.
Coenzyme q10 supplements
If you're interested in taking coenzyme q10 you should know that not only can you find this substance in foods, but if you want, you can also take it in supplement form. Coq10 supplements are available online from a wide range of stores, but make sure that you do your research properly in order to ensure that the coq10 supplements you're going to get are genuine and not fake.
Probably some of the greatest benefits of taking coenzyme q10 is going to be for those who are deficient in this substance. People who have mitochondrial problems are generally individuals that lack the right amounts of coenzyme q10 in their system and the only way for them to treat their condition is to take coq10 supplements. There are also many studies that confirm the fact that by taking enough coenzyme q10 per day, people who suffer from hypertension will be able to improve their blood pressure in just a few days after upping their intake of coenzyme q10. In a study that involved six hundred and forty one people suffering from congestive heart failure, it was proven that by taking coq10, they were able to reduce their symptoms and also greatly reduce the number of hospitalizations.
The right dose
What is the right coenzyme q10 dose? Well, it will basically depend from one individual to another. However, in general, a dose that ranges between thirty to ninety milligrams per day is recommended to be taken. For people suffering from Parkinson's disease, studies discovered that in order for them to see any improvements in their condition, they had to take twelve hundred milligrams of it per day. On the other hand, if you're a healthy person and just want to maintain your overall health, then it's best that you take between thirty and ninety milligrams of it a day.